Win VIP tickets

There are around 100,000 second-home owners in Scotland, and I now find myself among them. We do not get a great press. Second-home owners are often castigated for damaging the local economy and driving young people out of the housing market in rural areas. Some critics consider all holiday homes a social evil. During the current government consultation on the issue, one politician suggested that the council tax be doubled on every such property to end the trend.
I have some sympathy with such arguments. But it’s not fair to suggest that every second home is bad. We bought our holiday cottage just outside Leven in Fife 18 months ago, so we are fairly new to the second-home market. We are also unusual in that we already live in a rural area — Stirlingshire. It is a fantastic part of the world, but everything we do relating to our business and family happens there. Sometimes it is nice to escape.
We looked around for quite some time before we found our cottage, which is a little slice of heaven. It’s quite proper that we have to pay 90% council tax on the property. I believe that if you live somewhere, you should make a contribution.
But the financial and social contribution goes beyond simply paying for local council services. It would be unusual for our family not to be in Fife at the weekend. In fact, we spent the whole summer there this year. That’s very different from the stereotype of the holiday-home owners who pop up three times a year. Sadly, that stereotype does exist. Elie, the lovely coastal village which is also in Fife, has more second homes than residents. This really changes the whole vibe of the place. It is like a ghost town in winter.
When we were looking for a place, we were determined not to exacerbate that sort of trend. Stirlingshire also has a lot of second homes so we are sensitive to their impact. So we chose a town in Fife where that wasn’t an issue. We wanted the place to be accessible so that we can use it all the time. And that means that we are probably as integrated into the Fife community as we are integrated into the community in Stirlingshire.
We shop locally, we eat out locally, we go to the Scottish Deer Centre, we visit a lot of the local amenities with the children. That all means we spend money. And because we spend a lot of time there, we have a local gardener who helps us. Somebody from the village also helps us in the house. When we go out for dinner, we get somebody local to come and babysit. All of that contributes to the Leven economy.
We have eaten out more often in Fife during the past 18 months than we have anywhere else. All the decent restaurants have been visited, some of them several times. We also patronise all the farm shops to buy local produce, and the seafood shops where we buy our fish. One of the great things about being there is that you can eat the Fife diet — that’s a movement of people who eat only what is made nearby. It all contributes to the local economy.
Our place is a holiday cottage, so I would not imagine that it would ever be used for any other purpose, it just lends itself to being a holiday home. It sits in an idyllic setting, on the edge of a fairly urbanised village, so it is probably at the upper end of the house price range in Leven. That means it is unlikely to be sold to someone from the village. We do not feel as though we are keeping a young family out of a home. We have received a really good reception from the community — certainly never any snide comments.
Holiday-home owners are often categorised in the same bracket as buy-to-let owners. However, buy-to-let is a financial investment, whereas owning a holiday cottage is more of an emotional investment. Fife has certainly become a much more integrated part of our life. It’s the place that we spend our quality time. When we are at home, it is all very rushed: business, school, everything happening at once. The time we spend in Fife, by contrast, is relaxed and laid back. It’s when we go out, when we go to the beach, go out for lunch and dinner. In fact, Fife probably gets the best of our life, the best of our free time.
We did consider buying abroad. The hassle put us off — all that travelling. We have a number of friends who own second homes abroad and they don’t use them very often. If we didn’t have the cottage, we would probably travel more. We have a lot of family and friends down south, so we’d head for London, Brighton or Bath. Now, because the cottage is a big, sociable place, a lot of friends and family come to us from the south of England. They have been introduced to an area that they would not have seen otherwise. In fact, my brother-in-law and sister-in-law are coming back to Fife with their family for a holiday because they fell in love with the place — just as we did.
Nick Nairn is a well-known chef and television presenter who runs his own cook school in Stirlingshire.
Lenders continue to use tight criteria to decide who will — and will not — qualify for a home loan, so follow these tips
A golden oldie standing in the shadow of an 11th-century castle awaits discovery in Lewes, East Sussex,
The designer recalls his teenage years in a village near Milan, where he learnt the ropes of the family traditions
Eco furnishings now have syle as well as substance, thanks to a new breed of designers who recycle materials
Win a luxury weekend to Newcastle and its neighbour Gateshead, find out more here
Risk, resilience and embracing new technology
Industry sectors news at a glance. Interactive heatmap, video and podcast
Discover the power of collective thinking. Submit a solution and be in with a chance to win a Media Hub Home Entertainment System
The inside track on current trends in the charity, not for profit and social enterprise sectors
Everything the Business Traveller needs to know to make a better trip
Make the most of the summer and enter our fabulous photographic competition, you could win a £5000 holiday
Corsica is an island of beauty and contrast, an ideal holiday destination
Enjoy further reading from Travel to Fashion, Business to Sport, discover more




Cut your legal costs
|
|
|
|
|
|
Track your fitness goals together with other members
Essential reading whether you're buying, selling, improving or moving
Shortcuts to help you find sections and articles
The clever way to lease a new car is with Car leasing made simple™
2009
per month on 36-month
Personal Contract Hire (PCH)
2008
42850
Car Insurance
£23,093 - £56,211
The Office for National Statistics
Newport, South Wales
£60,000
The Environment Agency
Bristol
Up to £90K
Boots
Midlands
OTE £85k
Credit Protection Association
Nationwide Opportunities
Completely London
Luxury Condo's in Manhattan with NYC views
The best new homes in Wimbledon?
Nationwide
Fabulous Cruise And Cruise & Stay Offers Including Virgin Atlantic Flights Prices Start From Only £699pp!
Last Minute Cruise And Cruise & Stay Offers. Med From £499pp, Caribbean From £699pp!
5 star quality at a 3 star price.
8 fabulous Canadian cities ...you won’t find cheaper
Contact our advertising team for advertising and sponsorship in Times Online, The Times and The Sunday Times, or place your advertisement.
Times Online Services: Dating | Jobs | Property Search | Used Cars | Holidays | Births, Marriages, Deaths | Subscriptions | E-paper
News International associated websites: Globrix Property Search | Property Finder | Milkround
Copyright 2009 Times Newspapers Ltd.
This service is provided on Times Newspapers' standard Terms and Conditions. Please read our Privacy Policy.To inquire about a licence to reproduce material from Times Online, The Times or The Sunday Times, click here.This website is published by a member of the News International Group. News International Limited, 1 Virginia St, London E98 1XY, is the holding company for the News International group and is registered in England No 81701. VAT number GB 243 8054 69.